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The National Credit Act was signed into law by the South African President on 15 March 2005, and governs the assessment, application and maintenance of credit granted by a credit provider to a consumer within the Republic of South Africa.

Before you start, check the fine print in the T's & C's

You confirm that:

  • You are not a minor
  • You have never been declared mentally unfit by a court
  • You are not subject to an administration order
  • You do not have any current debt re-arrangement in existence
  • You have not previously applied for a debt re-arrangement
  • You do not have applications pending for credit, nor do you have any open quotations under section 92 of the National Credit Act 34 of 2005("National Credit Act")
  • You are not currently in debt counselling
  • You hereby consent to a credit check

I accept

Finance Application T's & C's

You consent to Westvaal Region 1 (acting through its Vehicle and Asset Finance division) ("us") making enquiries about your credit history with any credit bureau. You consent to us reporting the fact that we have concluded any credit agreement with you to the National Loans Register in compliance with our duties under the National Credit Act. You declare that the information you provid to us is true and correct in all material respects.

We are a registered FSP (Financial Service Provider) and want to assure you that we treat all information you give us about your personal and financial matters as strictly confidential. For Westvaal Region 1 to offer you our full range of services and products best suited to your needs, we require your consent to use your personal information and to communicate with you on an ongoing basis.

We are committed to complying with national and international laws, rules, regulations and policies which regulate the combating of criminal activities, money laundering and terrorist financing ("our legal obligations"). For this reason, we may initially screen, verify and process all new customer and related information. We will not be liable, nor will our affiliates, employees, officers or directors be liable, for any loss or damages of whatever kind (including, without limitation, any loss of profits, loss of anticipated savings, or other consequential loss) which you may suffer or incur as a result of, in connection with, or arising from the fact that we acted or did not act so as to comply with our legal obligations (this is known in law as a limitation of liability or a disclaimer).

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